E-Care
E-Care
A company's most important asset is its people. In a highly competitive business environment coupled with the increasing mobility of employees, it is more important than ever to demonstrate care and concern for your employees.
An effective employee benefits scheme not only looks after your employees' well-being by providing necessary protection and healthcare benefits for them, it also helps to attract and retain quality and capable personnel for your company. At the same time, it helps you control your company's healthcare expenses.
What is E-Care
E-Care is a cost-effective and comprehensive benefits solution to ensure that your employees' welfare is taken care of, while maintaining a healthy and competitive business.
Our product offerings include:
Group Term Life Benefit
Group Critical Illness Benefit
Group Personal Accident Benefit
Group Hospital and Surgical Benefit
Group Extended Major Medical Benefit
Group Clinicare Benefit
Group Outpatient Specialist Benefit
Group Dental Benefit
Act now
Benefits at a glance
Basic Plans
| Group Term Life Benefit | Group Hospital and Surgical Benefit |
| • 24-hour worldwide coverage | • 24-hour worldwide coverage |
| • Lump sum payment upon death due to any cause | • Provides reimbursement of expenses incurred as a result of hospitalization or if surgery has taken place |
| • Lump sum payment for total and permanent disability as a result of an accident, sickness or disease | • Wider coverage through lump sum benefit per disability |
| • Provides benefit upon diagnosis of a terminal illness | • Covers outpatient kidney dialysis and cancer treatment |
| • Provides extension of benefits for 12 months if an insured employee's employment is terminated on medical grounds | • Coverage can be extended to dependents of employees |
Supplementary Plans
| Group Critical Illness Benefit (Rider to Group Term Life) |
Group Clinicare Benefit (Rider to Group Hospital & Surgical Benefit) |
| • 24-hour worldwide coverage | • 24-hour worldwide coverage |
| • Provides benefit for 30 named critical illnesses | • Covers outpatient expenses at any general practitioner or polyclinic |
| • Benefit can be selected on acceleration or additional basis | • No need to pay out of pocket when visiting any of our 200 panel clinics in Singapore and Johor Bahru |
| • Added protection with access to A & E departments at any hospital in Singapore | |
| • Coverage can be extended to dependents of employees | |
| Group Personal Accident Benefit (Rider to Group Term Life or Group Hospital & Surgical Benefit) |
Group Outpatient Specialist Benefit (Rider to Group Hospital & Surgical Benefit) |
| • 24-hour worldwide coverage | • 24-hour worldwide coverage |
| • Provides benefit for loss of life, permanent disablement or dismemberment arising solely and directly from an accident | • Provides reimbursement of outpatient expenses incurred at specialist clinics and diagnostic x-ray and laboratory tests referred by a registered general practitioner |
| • Coverage can be extended to dependents of employees | |
| Group Extended Major Medical Benefit (Rider to Group Hospital & Surgical Benefit) |
Group Dental Benefit (Rider to Group Hospital & Surgical Benefit) |
| • 24-hour worldwide coverage | • 24-hour worldwide coverage |
| • Provides reimbursement of expenses in excess of Group Hospital & Surgical benefits | • Provides reimbursement of expenses incurred for dental expenses |
| • Applicable to hospitalisation of more than 20 days or surgical procedure that pays a maximum benefit of at least 75% and above as shown in the Schedule of Surgical Fees | • Flexibility to choose any dentist of choice |
| • Coverage can be extended to dependents of employees | • Coverage can be extended to dependents of employees |
Who is eligible?
The entry age of the Insured Member must be from 16 to 65 years at next birthday. The Insured Employee must be working on a full-time basis and gainfully employed, and have satisfied all other eligibility criteria set by the Employer.
