- Home
- Business Insurance
- Protect Your Employees
- TravelSurance Plus
TravelSurance Plus
Travel with confidence today
With TravelSurance Plus, you can have a relaxing holiday and a hassle-free business trip. This comprehensive travel insurance plan takes care of you and your loved ones in the event of an accident or an emergency when travelling overseas. It offers a choice of two levels of coverage for everyone in the family and the option to extend coverage to your home contents, pets and golf equipment.
TravelSurance Plus provides greater protection, vital assistance and most importantly, complete peace of mind when you are away.
Benefits at a glance
Personal accident coverage
Compensates for accidental death and permanent disability, including the loss of sight of one eye and the loss of use of one limb.
Daily hospitalisation allowance
Receive a lump sum of up to S$250,000 in the event of an accident that results in permanent disability or death. This sum doubles if the accident occurs while travelling on public transportation#.
# Only for the Superior Plan, as detailed in the benefits table.
Overseas medical benefits
Receive reimbursements for any medical, surgical and hospital expenses incurred overseas due to injury or illness. Most importantly, TravelSurance Plus offers unlimited worldwide medical emergency evacuation and repatriation.
In the event of overseas hospitalisation for a long period, TravelSurance Plus will pay for accommodation costs and transport expenses incurred by a relative for compassionate visits, or to escort the children back to Singapore.
Travel inconvenience benefits
Receive compensation for travel inconveniences such as trip cancellations and postponement, flight delays, missed connections, loss of or damage to personal belongings. The plan also covers you for insurance excess of your rental vehicle when you are on a driving holiday.
Optional benefits
TravelSurance Plus gives you greater peace of mind with the option to cover your home contents, golf equipment and pets when you are travelling.
Benefits table
| Maximum Applicable Limits | ||
| Classic | Superior | |
| Medical & Related Expenses Benefits | ||
| Overseas Medical & Related Expenses - Adult (70 years or below) - Adult (above 70 years) - Child Pregnancy-related illness TCM treatment |
S$250,000 S$100,000 S$200,000 S$10,000 S$100 |
S$500,000 S$250,000 S$250,000 S$10,000 S$300 |
| Hospital Confinement | S$100 per day Up to S$10,000 |
S$200 per day Up to S$30,000 |
| Compassionate Overseas Visit | S$3,000 | S$5,000 |
| Child Guard | S$3,000 | S$5,000 |
| Overseas Medical Evacuation or Repatriation | Actual cost | Actual cost |
| Post-Trip Medical Expenses - Adult (70 years or below) - Adult (above 70 years) - Child |
S$12,500 S$10,000 S$10,000 |
S$25,000 S$10,000 S$10,000 |
| Personal Accident Benefits | ||
| Personal accident - Adult (70 years or below) - Adult (above 70 years) - Child |
S$150,000 S$50,000 S$30,000 |
S$250,000 S$125,000 S$50,000 |
| Double indemnity for public conveyances - Adult (70 years or below) - Adult (above 70 years) - Child |
- - - |
S$500,000 S$250,000 S$100,000 |
| Repatriation of Mortal Remains OR Funeral Expenses |
S$30,000 S$30,000 |
Actual cost S$30,000 |
| Travel Inconvenience Benefits | ||
| Trip Cancellation | S$5,000 | S$10,000 |
| Trip Postponement | S$500 | S$1,000 |
| Trip Curtailment | S$5,000 | S$10,000 |
| Overseas Travel Delay | S$100 per 8-hour delay Up to S$1,000 |
S$100 per 8-hour delay Up to S$1,000 |
| Missed Travel Connection | S$200 | S$200 |
| Overbooked Flight | S$200 | S$200 |
| Overseas Baggage Delay | S$200 per 8-hour delay Up to S$1,000 |
S$200 per 8-hour delay Up to S$1,000 |
| Loss of Baggage & Personal Belongings | S$3,000 with limits of S$1,000 for laptop and S$500 per article |
S$5,000 with limits of S$1,000 for laptop and S$500 per article |
| Loss of Personal Money & Travel Documents | S$3,000 with limits of S$300 for Personal Money |
S$5,000 with limits of S$300 for Personal Money |
| Hijack | S$250 for each full 24 hours Up to S$3,000 |
S$250 for each full 24 hours Up to S$5,000 |
| Personal Liability | S$500,000 | S$1,000,000 |
| Rental Vehicle Excess | S$250 | S$500 |
| Optional Cover (available to "Annual" cover only) | ||
| Home Contents Cover | S$5,000 | S$7,500 |
| Pet Care Cover | S$250 | S$250 |
| Golf Equipment Cover | S$500 | S$500 |
Premium rates (S$)
Classic Plan
| Duration of trip (days) | Single trip coverage | Annual Coverage | ||||||
| 1 to 4 | 5 to 9 | 10 to 15 | 16 to 20 | 21 to 30 | Extra weekly rate | |||
| Self | ASEAN | 25 | 32 | 45 | 56 | 76 | 5 | - |
| Asia | 30 | 42 | 55 | 71 | 89 | 15 | 235 | |
| Worldwide | 42 | 59 | 74 | 96 | 124 | 25 | 335 | |
| Couple | ASEAN | 48 | 61 | 85 | 106 | 144 | 10 | - |
| Asia | 57 | 80 | 104 | 135 | 169 | 29 | 400 | |
| Worldwide | 80 | 112 | 140 | 182 | 236 | 48 | 570 | |
| 1 Parent+ Child/ren | ASEAN | 39 | 50 | 69 | 87 | 117 | 8 | - |
| Asia | 47 | 65 | 85 | 110 | 138 | 23 | 329 | |
| Worldwide | 65 | 91 | 114 | 148 | 193 | 39 | 469 | |
| Family | ASEAN | 53 | 67 | 94 | 118 | 159 | 11 | - |
| Asia | 63 | 88 | 115 | 149 | 186 | 30 | 458 | |
| Worldwide | 88 | 123 | 154 | 201 | 261 | 48 | 620 | |
| Optional Cover | ||||||||
| Home Contents Cover | 50 | |||||||
| Pet Care Cover | 10 | |||||||
| Golf Equipment Cover | 15 | |||||||
Superior plan
| Duration of trip (days) | Single trip coverage | Annual Coverage | ||||||
| 1 to 4 | 5 to 9 | 10 to 15 | 16 to 20 | 21 to 30 | Extra weekly rate | |||
| Self | ASEAN | 40 | 51 | 72 | 90 | 121 | 8 | - |
| Asia | 48 | 67 | 87 | 114 | 142 | 24 | 376 | |
| Worldwide | 63 | 88 | 110 | 142 | 185 | 38 | 499 | |
| Couple | ASEAN | 76 | 97 | 136 | 170 | 230 | 16 | - |
| Asia | 91 | 128 | 166 | 216 | 270 | 46 | 639 | |
| Worldwide | 119 | 166 | 208 | 271 | 352 | 72 | 849 | |
| 1 Parent+ Child/ren | ASEAN | 62 | 79 | 111 | 139 | 187 | 13 | - |
| Asia | 74 | 104 | 135 | 176 | 220 | 37 | 526 | |
| Worldwide | 97 | 136 | 170 | 221 | 287 | 59 | 699 | |
| Family | ASEAN | 84 | 108 | 151 | 188 | 254 | 18 | - |
| Asia | 101 | 141 | 183 | 238 | 298 | 48 | 733 | |
| Worldwide | 131 | 184 | 230 | 299 | 389 | 72 | 923 | |
| Optional Cover | ||||||||
| Home Contents Cover | 65 | |||||||
| Pet Care Cover | 10 | |||||||
| Golf Equipment Cover | 15 | |||||||
Note:
• Individual/Couple Plan Main applicant must
be at least 18 years old, and a Singapore Resident/PR/Work Permit
Holder.
• Parent and Child/ren/Family Plan Child, under
Family coverage must be under 18 years of age (or 23 years old, if
full-time student) and must be accompanied by main applicant/parent
on trip.
• ASEAN refers to Malaysia, Indonesia, Thailand,
Philippines, Myanmar, Brunei, Vietnam, Laos and Cambodia.
• Asia refers to ASEAN plus Australia, New Zealand,
China, Hong Kong, India, Japan, Macau, South Korea and Taiwan.
• Worldwide refers ASEAN, Asia and rest of
the world. Trip duration The maximum coverage period for any one trip
is 90 days, for both single trip and annual coverage.
Act now
Important notes
TravelSurance Plus is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600.
This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at HSBC Insurance (Singapore) Pte. Limited. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
HSBC Insurance (Singapore) Pte. Limited's authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.
The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.
Issued by HSBC Insurance (Singapore) Pte. Limited.
