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HSBC-Link India Equity Fund
A wealth of potential
As one of the fastest growing markets in Asia, India recorded an impressive GDP growth. This upswing is supported by India's pool of intellectual talent, entrepreneurial activities and a boom in back office outsourcing. Investing in India right now gives you the opportunity to take full advantage of the country's growth potential.
A top performing fund
The HSBC-Link India Equity Fund is an equity investment-linked policy fund feeding into the HSBC GIF Indian Equity Fund. The funds are managed by HSBC Asset Management (Singapore) Pte. Limited and HSBC Asset Management (Europe) Pte. Limited respectively. Investing in the HSBC-Link India Equity Fund gives you access to one of our top performing funds.
A professional team by your side
With our global expertise and specialised knowledge of local markets, HSBC is well placed to help you tap the vast potential of the Indian market.
Liquidity for your investment
Your money is not tied to any fixed term when you invest in this fund through our investment-linked policy. You can choose to withdraw your investment at any time*.
Capital protection upon death
In the event of death, your loved ones will receive a minimum death benefit regardless of the value of the fund. This benefit is not embedded within the fund but is provided for when you select any of our investment-linked plans.
Free fund switches
You can have unlimited switches between funds. This is to ensure your portfolio objective is aligned with your investment objective, which may change along the way.
Tax free returns
Under the current Singapore tax laws, proceeds of a personal life insurance policy are not subjected to income tax.
Act now
Tap into India's growing economy today!
It's affordable. From as little as S$10,000 lump sum or S$100 monthly premium, you can start your investment plan right away. Invest in HSBC-Link India Equity Fund using cash, or funds from your CPF Investment Scheme - Ordinary Account (CPF-OA) or Supplementary Retirement Scheme (SRS).
Call us on (65) 6225 6111 for more information!
How it works
| Fund details | |
| Investment Objective HSBC-Link India Equity Fund seeks long-term capital growth by investing primarily in a diversified portfolio of investments in equity and equity equivalent securities of companies registered in, and/or with an official listing on a major stock exchange or other regulated market of India, as well as those with significant operations in India. Fund investments are made by way of a feeder fund, which invests substantially, or all of its assets in the HSBC Global Investment Funds ("HSBC GIF") Indian Equity Fund, a sub-fund of the HSBC GIF. The HSBC GIF is an open-ended investment company incorporated in the Grand Duchy of Luxembourg. There are no capitalisation restrictions, and it is anticipated that the underlying sub-fund will seek to invest across a range of capitalisation with a bias to medium and large companies. |
|
| Launched By | HSBC Insurance (Singapore) Pte. Limited |
| Launched On | 19 April 2004 |
| Fund manager | HSBC Global Asset Management (Singapore) Limited# |
| Benchmark | Standard & Poor's/International Finance Corporation Investible India |
| Currency Base | Singapore Dollar |
| CPF Risk Rating | Higher risk/ Narrowly focused (Country - India) |
| Investment-Linked Plans Available |
• Growth Cultivator • Growth Manager • Life Manager Plus • Asset Manager II |
| Fund Valuation | Daily (except weekends and public holidays) |
| Prices Published In |
•The Straits Times •The Business Times •Latest Fund Prices |
| Unit Allocation / Surrender Pricing Basis | "Next Determined" Unit Price |
| Fund Switch | Unlimited free switches between non-Takaful investment-linked policy funds. |
| Charges | |
| Bid / Offer Spread+ | 5% |
| Management Fee (p.a) | 1.5% |
Note:
* Full or partial withdrawal can be made provided there is enough cash value in your investment-linked policy plan at the time of surrender. Your surrender value will be based on the next determined bid price of the fund. An early termination of the policy will usually involve high costs and the surrender value payable may be less than total premium paid.
# HSBC Global Asset Management (Singapore) Limited is formerly known as HSBC Investment (Singapore) Ltd.
+ For all Single Premium (Asset Manager series) and Recurring Single Premium (Accumulation Manager) investment-linked insurance products, bonus units of 2.11% will be given. Net sales charge of 3% applies.
Important notes
Investor should note that there is no guarantee on the capital and
returns. The actual returns depend on the actual performance of the
underlying investments.
The past performance of the fund manager is not necessarily indicative
of its future performance.
Investor should read the latest fund fact sheet, fund manager's report,
fund summaries, product highlights sheets and product summary on investment-linked
plans for details before deciding to invest.
This information is subject to change.
This information is not to be regarded as an invitation or recommendation
by us to buy the fund. You should seek advice from a qualified adviser.
