| Death/Permanent Disability | Benefit Percentage (%) |
| 1 Death ( Sum insured) | 100 |
| 2 Loss of two Limbs | 200 |
| 3 Loss of both hands or of all fingers and both thumbs | 200 |
| 4 Toatl loss of sight of both eyes | 200 |
| 5 Total paralysis | 200 |
| 6 Loss of speech and hearing | 200 |
| 7 Loss of one Limb and Loss of sight in one eye | 200 |
| 8 Loss of on Limb | 125 |
| 9 Complete and incurable insanity | 100 |
| 10 Eye: Loss of - sight in one eye (excerpt perception of light) - lens of one eye |
100 50 |
| 11 Loss of - four fingers and thumb of one hand - four fingers of one hand |
50 40 |
| 12 Loss of thumb - both phalanges - one phalanx |
25 10 |
| 13 Loss of fingers - three phalanges - two phalanges - one phalanx |
10 7 3 |
| 14 Loss of metacarpals - first or second - third, fourthor fifth |
3 2 |
| 15 Loss of toes - all - great, both phalanges - great, one phalanx or any other toes |
15 5 2 |
| 16 Loss of hearing - both ears - one ear |
50 20 |
| 17 Loss of speech | 50 |
| 18 Third degree burns Areas damage as a percentage of total body surface area - head equals to or greater than 2% but less than 5% equals to or greater than 5% but less than 8% equals to or greater than 8% - Body equals to or greater than 10% but less than 15% equals to or greater than 15% but less than 20% equals to or greater than 20% |
50 75 100 50 75 100 |