Table of Benefits

Death/Permanent Disability Benefit Percentage (%)
1 Death ( Sum insured) 100
2 Loss of two Limbs 200
3 Loss of both hands or of all fingers and both thumbs 200
4 Toatl loss of sight of both eyes 200
5 Total paralysis 200
6 Loss of speech and hearing 200
7 Loss of one Limb and Loss of sight in one eye 200
8 Loss of on Limb 125
9 Complete and incurable insanity 100
10 Eye: Loss of
- sight in one eye (excerpt perception of light)
- lens of one eye

100
50
11 Loss of
- four fingers and thumb of one hand
- four fingers of one hand

50
40
12 Loss of thumb
- both phalanges
- one phalanx

25
10
13 Loss of fingers
- three phalanges
- two phalanges
- one phalanx

10
7
3
14 Loss of metacarpals
- first or second
- third, fourthor fifth

3
2
15 Loss of toes
- all
- great, both phalanges
- great, one phalanx or any other toes

15
5
2
16 Loss of hearing
- both ears
- one ear

50
20
17 Loss of speech 50
18 Third degree burns
Areas damage as a percentage of total body surface area
- head
equals to or greater than 2% but less than 5%
equals to or greater than 5% but less than 8%
equals to or greater than 8%
- Body
equals to or greater than 10% but less than 15%
equals to or greater than 15% but less than 20%
equals to or greater than 20%



50
75
100

50
75
100