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Guaranteed Assurance
Lifetime protection at affordable premium
What if something unexpected should happen to you? Will your family be financially prepared?
At HSBC, we have designed Guaranteed Assurance to help meet your basic protection needs. It is a whole-life plan that covers you against death and total permanent disability and gives you pre-determined cash value.
Benefits you can enjoy from Guaranteed Assurance:
Insurance Coverage:
You will receive protection against death up to 99 years old and total permanent disability coverage up to 65 years old.
Cash value benefits:
This plan acquires cash value from the third policy year onwards.
Policy Loan:
You can take a loan of up to 90% of your policy's cash value.
Flexible premium payment:
You can pay your premiums in yearly, half-yearly, quarterly or monthly instalments using cash, cheque or inter-bank GIRO.
Option for additional protection:
You can add on riders such as critical illness, hospital income and
accident benefits to your basic cover, for more comprehensive protection.
An affordable plan for you
For example, a 30 year old male, non-smoker can receive $100,000 life insurance, as well as total and permanent disability coverage for less than S$3.10 premium payment a day.
Illustration of benefits:
| End of policy Year benefit | Total Premium Paid | Total Death benefit guaranteed | Total surrender benefit guaranteed |
| 1 | S$1,130 | S$100,000 | S$0 |
| 2 | S$2,260 | S$100,000 | S$0 |
| 3 | S$3,390 | S$100,000 | S$1,641 |
| 5 | S$5,650 | S$100,000 | S$3,587 |
| 10 | S$11,300 | S$100,000 | S$8,779 |
| 15 | S$16,950 | S$100,000 | S$14,751 |
| 20 | S$22,600 | S$100,000 | S$21,716 |
| 25 | S$28,250 | S$100,000 | S$29,420 |
Protect your family now! Speak to our Financial Planners today to find out more.
Act now
Call 6225 6111
Important notes
Guaranteed Assurance is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. Company registration no. 195400150N.
This webpage contains only general information. It does not constitute an offer to buy or sell an insurance product and service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Summary and Benefit Illustration in deciding whether to buy this product. You can ask for the Product Summary from our Financial Planners.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually includes high cost and the surrender value payable may be less than the total premiums paid.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
HSBC Insurance (Singapore) Pte. Limited's authorised agents or distributors, including The Hongkong Shanghai Banking Corporation Limited (together "the agents") are neither underwriter or broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing material, even if the Agents have been advised of the possibility of such damages.
The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services, and will not accept liability in relation hereto.
Issued by HSBC Insurance (Singapore) Pte. Limited.
