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MaidSurance
Protecting your Maid
Insure your domestic helper for your peace of mind. Be rest assured our comprehensive Maid Insurance plan will ensure the well-being of your domestic helper.
Benefits at a glance
Personal accident coverage
S$40,000 for all Plans A, B or C.
Daily hospitalisation allowance
Up to S$20,000 per annum for hospitalisation in Singapore.
Out-Patient Medical Expenses
Up to S$1,000 for out-patient medical expense.
Includes treatment by Traditional Chinese Medicine, Dengue Fever and Dental Treatment (sub-limits apply).
Termination & Repatriation expenses
Up to S$500 reimbursement for expenses incurred if Maid's employment is terminated due to Injury (refer to Policy conditions).
Up to S$10,000 for Repatriation Expenses (refer to Policy conditions).
Optional benefits
Dread Diseases (Plan C) - up to S$2,000 for Heart Attack, Major Cancers, Kidney Failure (refer to Policy wordings for more information).
Maid's Liability (Plan B, C) - up to $10,000 per policy period.
Waiver of counter indemnity of Security Bond to MOM (cost additional S$50 premium to waive liability of S$5,000 Security Bond subject to excess of S$250).
Benefits table
| Applicable Limits | ||||
| Plan A | Plan B | Plan C | ||
| Section / Cover | ||||
| 1 | Security Bond | S$5,000 | S$5,000 | S$5,000 |
| 2 | Personal Accident (Worldwide Cover) Death or Permanent Disability | S$40,000 | S$40,000 | S$40,000 |
| 3 | Hospital and Day Surgery Expenses in Singapore | S$15,000 per annum | S$18,000 per annum | S$20,000 per annum |
| 4 | Recuperation Benefit | NIL | S$20 per day (up to 60 days) |
S$30 per day (up to 60 days) |
| 5 | Wages and Levy | S$30 per day (up to 60 days) |
S$30 per day (up to 60 days) |
S$30 per day (up to 60 days) |
| 6 | Out-Patient Medical Expense | Up to S$1,000 | Up to S$1,000 | Up to S$1,000 |
| Sub-limits per Injury or Accident | ||||
| Treatment by Chinese Physicians | Up to S$100 | Up to S$150 | Up to S$250 | |
| Food Poisoning | Up to S$100 | Up to S$150 | Up to S$250 | |
| Treatment for Dengue Fever | Up to S$100 | Up to S$200 | Up to S$250 | |
| Dental Treatment in Consequent of an accident | Up to S$100 | Up to S$200 | Up to S$200 | |
| 7 | Repatriation Expenses | Up to S$10,000 | Up to S$10,000 | Up to S$10,000 |
| 8 | Termination Expenses | Up to S$300 | Up to S$500 | Up to S$500 |
| 9 | Re-hiring Expenses | NIL | Up to S$250 | Up to S$500 |
| 10 | Dread Diseases Cover | NIL | NIL | S$2,000 |
| 11 | Temporary Help Expenses | NIL | Up to S$300 per policy period |
Up to S$500 per policy period |
| 12 | Maid's Liability | S$5,000 | Up to S$8,000 per policy period |
Up to S$10,000 per policy period |
| Security Bond / Waiver of Counter Indemnity | ||||
| 13 | Waiver of Counter Indemnity of Security Bond to The Ministry of Manpower | Excess of S$250 | Excess of S$250 | Excess of S$250 |
| 14 | Security Bond to Philippine Embassy | S$2,000/S$7,000 | S$2,000/S$7,000 | S$2,000/S$7,000 |
| Coverage Selection / Premium 14/26 Months Coverage (Inclusive of 7% GST) | ||||
| a) | Insurance + Security Bond (14 months) (Sections 1 to 12) |
S$170 | S$190 | S$207 |
| a1) | Insurance + Security Bond (26 months) (Sections 1 to 12) |
S$250 | S$275 | S$300 |
| b) | 14 months Insurance + Security Bond + Waiver of Counter | S$220 | S$240 | S$257 |
| b1) | 26 months Insurance + Security Bond + Waiver of Counter | S$300 | S$325 | S$350 |
| c) | Waiver of Counter Indemnity (Subject to Excess $250) | S$75 (incepted after 1st month of cover) | S$75 (incepted after 1st month of cover) | S$75 (incepted after 1st month of cover) |
| d) | Security Bond to Philippine Embassy S$2000 | S$35 | S$35 | S$35 |
| e) | Security Bond to Philippine Embassy S$7000 | S$75 | S$75 | S$75 |
Act now
Important notes
Maidsurance is underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N), 21 Collyer Quay #02-01 Singapore 049320.
This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at HSBC Insurance (Singapore) Pte. Limited. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HSBC Insurance (Singapore) Pte. Limited or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
HSBC Insurance (Singapore) Pte. Limited's authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.
The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.
Issued by HSBC Insurance (Singapore) Pte. Limited.
