Protect yourself from the rising medical costs.
With medical care costs escalating steadily, you need to protect your financial health should you be hospitalised as a result of an illness or accident. While you may have an existing hospital plan and surgical plan, it may just not be enough.
HospitalSurance Plus can help take care of incidentals like transportation, meals and extra help at home should the need arise. It pays on top of any health insurance you may have - providing you with extra cash to defray the costs of your hospitalisation and post-hospitalisation treatments. Two levels of coverage are available, and coverage can be extended to protect your spouse as well as your children.
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Receive daily cash benefit of up to S$300 for a maximum of 500 days of hospitalisation. Receive double the daily cash benefit if warded in the Intensive Care Unit, up to a maximum of 90 days, at no extra cost.
Enjoy a surgical allowance of up to S$2,000 on a reimbursement basis to help defray medical bills.
Enjoy a yearly 10% increase in the principal daily cash benefit, up to a maximum of 50% at the end of Year 5 at no additional cost to you. This means you get increasingly great value on your premiums paid.
Receive a refund of 30% of total premiums (plus GST) paid, in the absence of a claim for every three consecutive years.
Save 5% on the premium when you include your spouse in the same plan. For a nominal amount, your children can also be covered for S$100 daily cash benefit.
Enhance your coverage with additional optional benefits such as Broken Bones coverage which pays up to a maximum of S$10,000; Traditional Chinese Medicine (due to accident or sickness) coverage which pays out S$100 per treatment, up to a maximum of S$10,000.
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Plan 1 |
Plan 2 |
Principal daily cash benefit, up to 500 days of hospitalisation
• Adult*
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S$100/day |
S$200/day |
| • Child |
S$100/day |
Double indemnity benefit for ICU stay, up to 90 days
• Adult*
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S$200/day |
S$400/day |
| • Child |
S$200/day |
Indexation benefit for Individual (Adult) plan
Incremental 10% each year on the principal daily cash benefit, up to a maximum of 50% at the end of Year 5. |
S$150/day from Year 6 onwards |
S$300/day from Year 6 onwards |
| N.A. for Child/ren |
Hospital/Surgical allowance (reimbursement)
• Adult |
Up to S$1,000 |
Up to S$2,000 |
| • Child |
Up to S$500 |
Post-hospitalisation benefit
Per adult/child if hospital stay was a minimum of 10 consecutive days.
• Adult |
S$500 per policy year |
S$1,000 per policy year |
| • Child |
S$250 per policy year |
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Age 18 - 40 years |
| Principal daily cash benefit |
Self |
Spouse |
| Plan 1 - S$100 |
Monthly
Annual
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S$28.00
S$336.00 |
S$26.60
S$319.00 |
| Plan 2 - S$200 |
Monthly
Annual
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S$48.00
S$576.00 |
S$45.60
S$547.00 |
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Age 41 - 50 years |
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Self |
Spouse |
| Plan 1 - S$100 |
Monthly
Annual
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S$40.00
S$480.00 |
S$38.00
S$456.00 |
| Plan 2 - S$200 |
Monthly
Annual
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S$70.00
S$840.00 |
S$66.50
S$798.00 |
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Age 51 - 60 years |
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Self |
Spouse |
| Plan 1 - S$100 |
Monthly
Annual
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S$68.00
S$816.00 |
S$64.60
S$775.00 |
| Plan 2 - S$200 |
Monthly
Annual
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S$117.00
S$1,404.00 |
S$111.15
S$1,333.00 |
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Child# |
| S$100 |
Monthly
Annual
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S$19.00
S$228.00 |
1. Eligibility age: Adults from 18 to 60 years (renewal will be up to 65 years); Children from 6 months to 18 years, or 23 years if a full-time student.
2. Premiums are subject to the prevailing GST rate.
# Child benefit is S$100 regardless of Adult Plan. |
| Optional benefits |
Self or Spouse
Self and Spouse |
Broken Bones coverage
S$2.00 per month
S$24.00 pa
S$4.00 per month
S$48.00 pa |
Traditional Chinese Medicine coverage
S$8.00 per month
S$96.00 pa
S$16.00 per month
S$192.00 pa |
Call 6225 6111
Click here to apply now
Click here to download policy
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