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Lifetime protection at affordable premium
What if something unexpected should happen to you? Will your family be financially prepared?
At HSBC, we have designed Guaranteed Assurance to help meet your basic protection needs. It is a whole-life plan that covers you against death and total permanent disability and gives you pre-determined cash value.
- Insurance Coverage:
You will receive protection against death up to 99 years old and total permanent disability coverage up to 65 years old.
- Cash value benefits:
This plan acquires cash value from the third policy year onwards.
- Policy Loan:
You can take a loan of up to 90% of your policy's cash value.
- Flexible premium payment:
You can pay your premiums in yearly, half-yearly, quarterly or monthly instalments using cash, cheque or inter-bank GIRO.
- Option for additional protection:
You can add on riders such as critical illness, hospital income, and accident benefits to your basic cover, for more comprehensive protection.
For example, a 30 year old male, non-smoker can receive $100,000 life insurance, as well as total and permanent disability coverage for less than S$3.10 premium payment a day.
|
End of policy Year benefit |
Total Premium Paid |
Total Death benefit guaranteed |
Total surrender guaranteed |
1 |
S$1,130 |
S$100,000 |
S$0 |
2 |
S$2,260 |
S$100,000 |
S$0 |
3 |
S$3,390 |
S$100,000 |
S$1,641 |
5 |
S$5,650 |
S$100,000 |
S$3,587 |
10 |
S$11,300 |
S$100,000 |
S$8,779 |
15 |
S$16,950 |
S$100,000 |
S$14,751 |
20 |
S$25,990 |
S$100,000 |
S$26,291 |
25 |
S$28,250 |
S$100,000 |
S$29,420 |
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Protect your family now! Speak to our Financial Planners today to find out more.
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