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Changes to HSBC Insurance's Investment-linked policies sub-funds We constantly review our product offers to offer greater variety and better investment opportunities As part of the overall fund review, the following changes have been made. Change of Investment-Linked Fund Names The following funds have been/will be renamed: Existing Name New Names Effective Date Premium Balanced Fund HSBC-Link Premium Balanced Fund 1 Nov 2007 Premium SGD Reserve Fund HSBC-Link SGD Reserve Fund 1 Nov 2007 Premium Asia Growth Fund HSBC-Link Asia Equity Fund 1 Nov 2007 Takaful Global Fund HSBC-Link Ethical Global Equity Fund* 30 Nov 2007 Takaful Sinaran Fund HSBC-Link Ethical Capital Protected Fund* 30 Nov 2007 Takaful Asia Pacific Fund HSBC-Link Ethical Asia Equity Fund* 30 Nov 2007 Premium Europe Growth Fund HSBC-Link Europe Equity Fund 1 Mar 2008 Premium Emerging Markets Fund HSBC-Link Emerging Markets Equity Fund* 1 Mar 2008 HSBC China Growth Fund HSBC-Link China Equity Fund 1 Mar 2008 HSBC India Growth Fund HSBC-Link India Equity Fund 1 Mar 2008 Premium Lion Bond Fund HSBC-Link Singapore Bond Fund 1 Mar 2008 Premium Japan Growth Fund HSBC-Link Japan Equity Fund 26 May 2008 Change of Annual Management Fees The annual management fees for the following funds have been adjusted. The management fee is accrued every business day and is reflected in the respective daily bid price. Hence, the fee does not impact the amount of investment units that you hold. Fund Previous Management Fees Current Management Fees Effective Date HSBC-Link Premium Balanced Fund 1.0% 1.2% 1 Nov 2007 HSBC-Link Asia Equity Fund 1.25% 1.5% 1 Nov 2007 HSBC-Link Ethical Global Equity Fund 1.5% 1.6% 30 Nov 2007 Change of Fund Manager With effect from 30 November 2007, the HSBC-Link Ethical Global Equity Fund will invest directly into HSBC Amanah Funds - HSBC Takaful Global Fund, managed by HSBC Investments (Singapore) Limited. *Fund names Also referred to as HSBC-Link Ethical Global Equity Fund HSBC-Link Eth Global Eqty Fund HSBC-Link Ethical Capital Protected Fund HSBC-Link Eth Cap Prot Fund HSBC-Link Ethical Asia Equity Fund HSBC-Link Eth Asia Eqty Fund HSBC-Link Emerging Markets Equity Fund HSBC-Link Emg Mkt Equity Fund

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