Realising your promises with Life Protect Advantage
A simple participating whole life plan, Life Protect Advantage is designed to help you keep your promises to your family despite life's unexpected changes.
It offers flexibility to enhance your coverage with exclusive riders throughout the policy term, and also to accumulate policy cash value with guaranteed and non-guaranteed bonuses, which may be declared from time to time.
Key Features
- Basic Coverage
Death and Terminal Illness up to age 99.
Total and Permanent Disability up to age 70.
- Flexible Premium TermChoose from 10, 15, 20 or 25 years.
- Life Advantage MultiplierBoost coverage up to 5x sum insured until age 70.
Unique Benefits
Enjoy greater coverage with these one-of-a-kind benefits:

Guaranteed Family Waiver
Dealing with the death of a family member is stressful. During these times, the least we can do is to reduce your financial burden. Guaranteed Family Waiver is a unique feature in the market that promises that all your future premiums will be waived after the unexpected loss of your spouse or parent1.

Life Extender Multiplier
The economy can be unpredictable due to market volatility. Life Extender Multiplier ensures that you are well covered until the end of your policy term, by giving you the flexibility to keep your multiplier up to age 99. You can opt for this option every 5th policy anniversary or during specific life stages before age 60. Fund it with additional premiums or request a policy loan.

Guaranteed Insurability Option
As you journey through different life stages, your needs evolve. With Guaranteed Insurability Option, you are eligible to buy any life insurance plan2 offered by us, without having to undergo any medical underwriting.
Enhance your protection with optional riders
- Early Critical Protect AdvantageCovers early, intermediate and advanced stages of critical illnesses.
- Critical Protect AdvantageCovers advanced stage of critical illnesses.
- Critical Waiver Protect AdvantageWaives future premiums upon diagnosis of advanced stage of critical illnesses.
Get in touch
To know more about Life Protect Advantage and the riders available, you can speak to any of our authorised distributors listed below:

Avallis Financial Pte Ltd
Call : (65) 62205333
Visit : www.avallis.com

Financial Alliance Pte Ltd
Call : (65) 62221889
Visit : www.fa.com.sg

IPP Financial Advisers Pte Ltd
Call : (65) 65118800
Visit : www.ippfa.com

Promiseland Independent Pte Ltd
Call : (65) 65054100
Visit : www.promiseland.com.sg

Synergy Financial Advisers Pte Ltd
Call : (65) 66541888
Visit : www.synergy.com.sg

Professional Investment Advisory Services Pte Ltd
Call : (65) 63725700
Visit : www.proinvest.com.sg

Finexis Advisory Pte. Ltd
Call : (65) 6341 5300
Visit : www.finexis.com.sg

GEN Financial Advisory Pte Ltd
Call : (65) 6589 8388
Visit : www.gen.com.sg

LINC Financial Pte Ltd
Call : (65) 6932 5028
Visit : www.lincfinancial.com
For all policy servicing related enquiries, please call (65) 6225 6111.
What else should I know?
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.
More Information
1In the case of a juvenile policy owned by the Life Insured's parent, the Family Waiver will cover the life of the parent.
2You can buy term/whole life/endowment policy that is available at the point of time. Please refer to the policy documents for the full terms and conditions applicable to this feature.
Disclaimer
Life Protect Advantage is underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N).
This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. It does not constitute an offer to buy or sell an insurance product or service. A copy of the Product Summary is available and can be obtained from our authorised product distributor. A person interested in this product should read the relevant Product Summary for details before deciding whether to buy this product. Please also refer to the exact terms and conditions, specific details and exclusions applicable in the policy document.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites: www.lia.org.sg or www.sdic.org.sg.
Information is correct as at 1 July 2020.
This material is issued by HSBC Insurance (Singapore) Pte. Limited.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Related products

OnlineProtector
Peace of mind is just a click away.

Savings Protector
Some commitments you can't just shake off.

Goal Protector
Tomorrow's goals, protected today.