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HSBC Insurance OnlineProtector

Peace of mind is just a click away


Term life insurance shouldn't be hard to understand. That's why we created a fuss-free insurance plan that helps take care of your loved ones and secure their future goals – in the event you're unable to. What's more, you have the flexibility to stretch your coverage by including the optional critical illness rider for a greater peace of mind.


  • Protection cover up to S$1,000,000

  • Guaranteed policy renewals every 10 years

    You will qualify for policy renewals every 10 years until you turn 90, without the need for medical proof provided the policy is still in force.

  • Stand to enjoy premium discounts

    Answer 4 lifestyle questions to find out if you are entitled to a discounted premium instantly.

  • Unemployment benefit

    Enjoy the flexibility to defer your premium(s) for up to a maximum of one year without interest.

Enhance your coverage

HSBC Insurance Online Critical Illness Rider

In the unfortunate event of a critical illness, a sum insured of up to S$650,000 will be paid out. The overall sum insured of the plan will then be reduced by the CI amount paid out.

What else should I know?

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

More information


HSBC Insurance OnlineProtector is underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N).

This webpage contains only general information. It does not constitute an offer to buy or sell an insurance product or service. Copy of the product summary in relation to the product offered is available and can be obtained on this website. A person interested in this product should read the relevant product summary for details before deciding whether to buy this product as this product is sold online without any advice. Please also refer to the exact terms and conditions, specific details and exclusions applicable in the policy document.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites: or


This advertisement has not been reviewed by the Monetary Authority of Singapore. 
Information is correct as at 31 May 2021.

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