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Parents playing with daughter at home; image used for HSBC Life Online Endowment.

HSBC Life Online Endowment

Get 12.16%* total guaranteed returns at the end of 3 years.

Online Endowment

Enjoy every moment of pure joy in fulfilling the promises you had given to your loved ones.


At HSBC Life, we believe in your promises and are here with our limited offer to help you fulfill those promises.


HSBC Life Online Endowment offers guaranteed returns of 3.9% per annum, with total guaranteed returns of 12.16%* at the end of 3 years.


This plan is available to Singapore residents aged 19 to 60 years old (age next birthday).

Thank you for your interest. Our Online Endowment offer is currently closed. Click "notify me", to register your interest for any future promotions.


  • Attractive guaranteed returns at 3.9% per annum. Total guaranteed returns of 12.16%* at the end of 3 years.

    Enjoy a limited time offer with guaranteed returns on your savings.

  • Affordable Single Premium and Short Commitment Term
    Invest from as little as SGD10,000 up to maximum SGD100,000 for a short policy term of just 3 years.
  • Protect your loved ones while meeting your savings goals
    Death and Terminal Illness benefit coverage of 110% of the Single Premium.

Submit your application with ease

  • Hassle free submission using MyInfo
    Avoid the hassle of uploading documents, instead using your SingPass credentials log on to MyInfo and expedite application completion.
  • Quick direct payment

    Make your premium payment within 48 hours of your application submission via PayNow in order for us to issue the policy.


    Please check your daily transfer limit if you are using PayNow.  If they are lower than the amount you want to invest, please make sure to increase the same before applying for the plan.

Submit a claim

We know it can be a difficult time when you have to make an insurance claim. So, we have made it convenient for you to submit your claim online as soon as possible.

What else should I know?

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

More Information

*12.16% total guaranteed returns rate is based on the guaranteed compounding rate of 3.9% p.a..


HSBC Life Online Endowment is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. It does not constitute an offer to buy or sell an insurance product or service. Copy of the product summary in relation to the product offered is available and can be obtained on this website. A person interested in this product should read the product summary before deciding whether to buy this product as this product is sold online without any advice. Please also refer to the exact terms and conditions, specific details and exclusions applicable in the policy document.

This plan is available for a limited period only. Availability is on a first-come-first-serve basis with premiums fully paid to HSBC Life (Singapore) Pte. Ltd.. HSBC Life (Singapore) Pte. Ltd. reserves the right to reject an application and refund the single premium.


Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association of Singapore (LIA) or SDIC websites: or 

Information is correct as at 1 February 2023. 
This advertisement has not been reviewed by the Monetary Authority of Singapore.


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