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HSBC Life Prime Care

An affordable health insurance plan that provides protection to complement your existing medical insurance with lump sum benefits, hospitalisation allowance and a no-claim discount.

Protect your loved ones with complete care

Enhance the medical insurance you already have, with HSBC Life Prime Care. It's an affordable way to make sure you have some extra financial support in the event of the unexpected. 

Key benefits

Safeguard against the unexpected

Receive a payout of up to SGD15,000 in the event of a first major cancer diagnosis; and up to SGD3,000 for death due to a medical condition.

Receive a hospitalisation allowance

Get a daily benefit in the event that you're hospitalised; you'll receive double the daily benefit if you're confined in the intensive care unit (ICU).

Get a discount if you don't claim

Enjoy a 10% discount on your premium renewal for each consecutive year if you make no claims on your policy, capped at 30%[@prime-care-cap].

Choose from 3 levels of protection

Compare the key features between the plans

All 3 plans offer coverage for:

  • Daily room and board for up to 90 days per medical condition, up to the limit stated for the plan
  • Daily intensive care unit for up to 45 days per medical condition, up to the limit stated for the plan
The following table shows a summary of benefits offered under Plan 1, 2, and 3.
Plan Plan 1 Plan 2 Plan 3
First major cancer diagnosis benefit

SGD5,000 SGD10,000


Death benefit


SGD2,000 SGD3,000
Daily room and board (maximum 90 days per medical condition)
SGD80 per day

SGD150 per day

SGD250 per day
Daily intensive care unit (maximum 45 days per medical condition)
SGD160 per day SGD300 per day SGD500 per day
The following table shows a summary of benefits offered under Plan 1, 2, and 3.
Plan First major cancer diagnosis benefit

Plan 1 SGD5,000
Plan 2 SGD10,000

Plan 3 SGD15,000

Plan Death benefit

Plan 1 SGD1,000

Plan 2 SGD2,000
Plan 3 SGD3,000
Plan Daily room and board (maximum 90 days per medical condition)
Plan 1 SGD80 per day

Plan 2 SGD150 per day

Plan 3 SGD250 per day
Plan Daily intensive care unit (maximum 45 days per medical condition)
Plan 1 SGD160 per day
Plan 2 SGD300 per day
Plan 3 SGD500 per day

For more details on what each plan covers, please refer to the product summary (PDF, 542KB).

What's not covered

This policy excludes:

  • Pre-existing conditions
  • Treatments for intentional, self-inflicted injury or illness
  • Treatments for abuse or misuse of drugs or alcohol
  • Treatments for illnesses related to STD, HIV or AIDS-related illnesses
  • Plastic surgery procedures
  • Other exclusions as listed in the general provisions

Are you eligible?

The entry age is:

  • 1 month[@age-attained] to 17[@age-nearest] years, for the insured person if they're a child
  • 18[@age-attained] to 65[@age-nearest] years, for the insured person if they're an adult
  • 18[@age-attained] to 65[@age-nearest] years, for the policyholder

The policyholder and the insured persons under this policy must also be one of the following:

  • A Singapore citizen or permanent resident
  • An Employment Pass holder
  • An S-Pass holder

If the policyholder holds one of the aforementioned statuses, the insured person can be someone who holds a Dependent Pass, Student Pass or Long-Term Visit Pass.

Note: Work Permit and Social Visit Pass holders are not eligible for HSBC Life Prime Care plans.

Contact us to get started

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You can also email us at

Alternatively, you can give us a call at your convenience.

Local hotline

+65 6880 4888

Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).

Manage your policy on the go

Scan the QR code to download HSBC Life SG mobile app

Download the HSBC Life SG mobile app

See your policy details and manage your HSBC Life policies with just a few taps any time, wherever you are.

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    Prime Care is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M). This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please also refer to the policy contract for the exact terms and conditions, specific details and exclusions of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: or

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 25 March 2024.

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