Build a chain of lasting wealth
Wealth can be a timeless chain that connects generations allowing them to propel forward in life. HSBC Life Diamond Prestige IUL is designed to help you accumulate and preserve your wealth for future generations, putting you in control of growing and securing your legacy while providing you with life protection.
Key benefits
Additional benefits
- Take control of your policyWhen it comes to growing your policy value, you're in control. You can allocate funds between the General Account and Index Account, to suit your risk appetite as you prefer.
- Flexible premium termAfter paying the minimum initial premium, the flexibility is yours to choose paying the remaining premiums over a preferred period or in one lump sum[@diamond-flexible-premium].
- Quit smoking incentiveEnjoy lower non-smoker charges for the first 3 policy years[@diamond-smoker].
- Change of life insuredYou can transfer the policy up to 2 times, to your loved ones without the need for them to purchase a new one. Corporate-owned policies enjoy unlimited changes of life insured[@diamond-change].
- No-lapse Guarantee benefitEnjoy the security of knowing that the specified sum insured is guaranteed until the death of the life insured or for 5 years, whichever is earlier with no-lapse guarantee benefit[@diamond-no-lapse].
- Guaranteed minimum surrender value
Your policy value will earn an interest of 2% per annum when you make a full surrender regardless of the performance of your General Account and Index Account[@diamond-surrender].
- Loyalty bonusGet extra value with a loyalty bonus[@diamond-loyalty-bonus] of 0.35% crediting rate in addition to the rate declared for your General Account and Index Account from policy year 11 onwards.
Are you eligible?
The entry age[@age-last] is 18 to 80 years old, for the life insured.
Get in touch
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Get in touch with us
You can also email us at cc.life@mail.life.hsbc.com.sg.
Alternatively, you can give us a call at your convenience.
Local hotline
Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).
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