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HSBC Life Benefits+ International Max

A comprehensive healthcare plan that provides employees with worldwide medical care and treatment access; death, total and permanent disability, and terminal illness cover.

Protecting lives, lifestyles and everything in between

Give your company and your employees total peace of mind with our most comprehensive healthcare plan. HSBC Life Benefits+ International Max enhances the scope of protection further by offering life coverage. Your employees will also enjoy prompt access to medical care and treatment at their hospital of choice, anywhere in the world. 

Key benefits

Safeguarded with Group Term Life

Get financial protection of up to SGD2 million per insured person against terminal illness, and total and permanent disability.

High annual limits, high coverage

Enjoy extensive coverage of up to SGD4 million or USD2.9 million a year to fight rising medical costs.

Covered for outpatient treatments

Get covered for general practitioner and specialist consultations, prescribed drugs, dressings, diagnostic tests and vaccinations.

Settle claims easily at network hospitals

Make cashless settlements with hospitals within our network upon approval, conveniently.

Additional benefits

  • Find help around the world
    Get 24/7 international emergency medical assistance including overseas evacuation and repatriation service at any time.
  • Pre-existing and congenital conditions
    You'll be covered for any pre-existing and congenital conditions from the inception of your insurance policy.
  • Ask about your claims at any time
    Give us a call on our 24/7 hotline if you need information on your benefits or you need to discuss a claim.
  • Covered throughout your recovery
    You'll also be covered for pre-hospitalisation and post-hospitalisation expenses, so you can focus more fully on recovering.

Choose from 3 levels of protection

This policy offers 3 options: Plan A, B and C. Open the accordions to see what's covered and what's not covered under each plan.

For more details on what each plan covers, please refer to the product brochure.

What's not covered

This policy and its plans exclude:

  • Behavioural exclusions
  • Medical exclusions
  • Guaranteed policy renewals
  • Other exclusions as defined on the product wordings

Are your employees eligible?

The minimum group size for this policy is 3 employees.

Your employees may be covered under this policy for the following if they meet the requirements.

For life and medical benefits: Full-time permanent employees may be covered if they are actively at work. They must be aged between 18 and 65 years[@age-next], working and residing in Singapore.

For medical benefits: Medical benefits may be extended to cover foreign employees who don't reside in Singapore if they're living outside Singapore and their home country. The spouses and children of eligible employees are eligible on either a compulsory or voluntary basis. They must be insured under the same policy and plan as the eligible employee.

Contact us to get started

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You can also email us at

Alternatively, you can give us a call at your convenience.

Local hotline

+65 6880 4888

Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).

Manage your policy on the go

Scan the QR code to download HSBC Life SG mobile app

Download the HSBC Life SG mobile app

See your policy details and manage your HSBC Life policies with just a few taps any time, wherever you are.

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    Benefits+ International Max is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the policy wordings may be obtained from our authorised product distributors. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the policy wordings for the exact terms and conditions, specific details and exclusion of this product.   

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association of Singapore (GIA) / Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: or or

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 25 March 2024.

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