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HSBC Life Wealth Voyage

A regular premium investment-linked plan that allows you to optimise the growth of your wealth over the medium to long-term.

Step up to infinite opportunities

Kickstart your investment journey or diversify your portfolio at your preferred pace with 3 different minimum investment periods (MIPs) to choose from – 15, 20 or 25 years. 

Key benefits

Attractive bonuses

Boost your wealth growing journey and stand to earn bonuses such as start-up bonus[@voyage-startup-bonus], power-up bonus[@voyage-powerup-bonus] and loyalty bonus[@voyage-loyalty-bonus], for as long as you stay invested in the plan.

No surprises on your account maintenance fee

Anticipate your account maintenance fee[@voyage-fee] from the onset and throughout the policy term, so that your policy is optimised for growth.

Be protected while you invest

Enjoy complimentary protection against death and terminal illness up to age 99, and accidental death coverage up to age 75.

Additional benefits

  • Diversify your portfolio to your preference
    Gain exclusive access to close to 60 world-class funds and exposure to different markets, catered to your risk appetite.
  • Option to invest in dividend-paying funds
    Choose between reinvesting your dividends or receiving a payout to boost your income.
  • Flexible options
    Enjoy the flexibility to opt for a premium holiday[@voyage-premium-holiday] if you’re faced with a change in circumstances that affects your finances.

Are you eligible?

The entry age is:

  • 1 month[@age-attained] to 65[@age-nearest] years, for the insured person
  • 18[@age-attained] to 99[@age-nearest] years, for the policyholder

Summary of options 

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Notes

    Important notes 

    HSBC Life Wealth Voyage is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheets and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-funds. You may wish to seek advice from a Financial Advisers Representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Advisers Representative, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.lia.org.sg or www.sdic.org.sg

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    All information is correct as at 1 February 2026.

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