Top of main content

HSBC Life Wealth Harvest

An investment-linked plan that invests 100% of your regular premiums and further grows your wealth with bonuses.

A rewarding harvest, within reach

Grow your wealth with 100% of your regular premiums invested in units. And with zero account maintenance fees after 11 years[@harvest-fee], your investment can continue growing in the long run. This way, you'll have a golden harvest for your golden years.

Key benefits

Accelerate your financial harvest

Get a 35% start-up bonus in your 1st year, and a loyalty bonus[@harvest-loyalty] of 0.35% per year of your account value from your 10th year onwards.

No account maintenance fee after 11 years[@harvest-fee]

So you can contribute more premiums and stay invested longer without incurring any account maintenance fees after 11 years.

Transfer your coverage and wealth

You can replace the insured person on your policy with your spouse or child using the life replacement option[@life-replace].

Additional benefits

  • Reap a bigger harvest with diverse funds
    Invest more confidently with a wide selection of close to 70 unique investment-linked sub-funds across a range of industries and geographical sectors.
  • No medical examinations needed
    Sign up today and enjoy a hassle-free application – there's no need to undergo any medical examinations in order to sign up for this plan.

Are you eligible?

The entry age is:

  • 1 month[@age-attained] to 70[@age-nearest] years, for the insured person
  • 18[@age-attained] to 99[@age-nearest] years, for the policyholder

Apply now

Leave us your details

We'll call you back shortly to discuss the next steps.

Get in touch with us

You can also email us at

Alternatively, you can give us a call at your convenience.

Local hotline

+65 6880 4888

Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).

Manage your policy on the go

Scan the QR code to download HSBC Life SG mobile app

Download the HSBC Life SG mobile app

See your policy details and manage your HSBC Life policies with just a few taps any time, wherever you are.

You may also be interested in

A limited-premium investment-linked plan that offers lifelong protection, welcome and loyalty bonuses, flexible withdrawal options and a range of funds to choose from.
An investment-linked plan that offers you 3 bonuses over your policy term and the flexibility to cater to your financial goals.
An investment-linked plan that protects you and gives you the flexibility to diversify your portfolio through close to 70 world-class funds to boost your wealth.


    HSBC Life Wealth Harvest is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M). This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: or

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 25 March 2024.

    Stay informed and join the conversation