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Pregnant woman has lunch with her husband and family, image used for HSBC Jade Legacy Universal Life Plans.

Jade Legacy Universal Life Plans

Secure your legacy and the financial future of your loved ones

Jade Legacy Universal Life Plans

Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life plan are designed for individuals or business owners who are seeking life insurance protection and potential wealth accumulation.


Your financial circumstances and goals for the future are unique to you. Customise the solution to meet a wide range of estate-planning needs, thus securing your legacy through the generations and the financial future of your loved ones.

Make your wealth last for the people who really matter to you

  • Provide more for your legacy without compromising your retirement lifestyle
    After years of hard work it's now time to enjoy your retirement. Estate equalisation means you can provide long-term financial security for yourself and your loved ones.
  • Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonus
    With a guaranteed interest rate lock option you can protect your cash values from market volatility whilst providing for your legacy needs.
  • Build a stronger foundation for your future generations with multi-generational planning
    You can transfer the policy to your child and provide for future generations without the need for them to purchase a new one.
  • Preserving the value of the assets you acquired for your loved ones
    Liability management is not just preserving assets, but ensuring that your family would not be saddled with outstanding mortgage, loans or liabilities.  This not only ensures your family's continued lifestyle, but more importantly, preserves and protects your assets, allowing your legacy to be realised.

Meeting your legacy needs

  • Guaranteed Interest Rate Lock options available
  • Loyalty Bonus of up to 1.5% of the Account Value (Applicable for only Jade Ultra Legacy Universal Life Plans)
  • Multiple currency options available
  • No-Lapse Guarantee Benefit Option
  • Option to convert to a Non-Lapse Guarantee Benefit
  • Charitable Giving Benefit at no additional cost
  • Accelerated Death Benefit at no additional cost
  • Change of eligible Life Insured option
  • Flexibility for multi-generational planning

Get in touch

To know more about Jade Legacy Universal Life Plan you can speak to any of our authorised distributors listed below:

Availlis Financial logo.

Avallis Financial Pte Ltd

Call  : (65) 62205333
Visit :

Financial Alliance logo.

Financial Alliance Pte Ltd

Call  : (65) 62221889
Visit :

Finexis logo.

Finexis Advisory Pte. Ltd

Call : (65) 6341 5300
Visit :

Gen Financial Advisory logo.

GEN Financial Advisory Pte Ltd

Call  : (65) 6589 8388
Visit :

Infinitum logo

Infinitum Financial Advisory Pte. Ltd

Call  : (65) 6681 5785
Visit :

IPP Financial Advisers logo.

IPP Financial Advisers Pte Ltd

Call  : (65) 65118800
Visit :



Call  : (65) 6622 7741
Visit :

PFP logo


Call  : (65) 6470 9393
Visit :

Phillip Securities logo

Phillip Securities Pte Ltd

Call  : (65) 6531 1555
Visit :

PIAS logo.

Professional Investment Advisory Services Pte Ltd

Call  : (65) 6372 5700
Visit :

Promise Land logo.

Promiseland Independent Pte Ltd

Call  : (65) 65054100
Visit :

SG Alliance logo

SG Alliance Pte Ltd

Call  : (65) 6866 3113
Visit :

Synergy Financial Advisers logo.

Synergy Financial Advisers Pte Ltd

Call  : (65) 66541888
Visit :


Call HSBC on 1800-4722-669

Find your nearest branch to apply in person.

For all policy servicing related enquiries, please call (65) 6880 4888.

What else should I know?

As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

More information


Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life Plan  is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

This webpage contains general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Please refer to the policy contract for the exact terms and conditions, specific details and exclusions of this product.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or


This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 1 February 2024.

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