Jade Legacy Universal Life Plans
Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life plan are designed for individuals or business owners who are seeking life insurance protection and potential wealth accumulation.
Your financial circumstances and goals for the future are unique to you. Customise the solution to meet a wide range of estate-planning needs, thus securing your legacy through the generations and the financial future of your loved ones.
Make your wealth last for the people who really matter to you
Provide more for your legacy without compromising your retirement lifestyle
After years of hard work it's now time to enjoy your retirement. Estate equalisation means you can provide long-term financial security for yourself and your loved ones.
Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonus
With a guaranteed interest rate lock option you can protect your cash values from market volatility whilst providing for your legacy needs.
Build a stronger foundation for your future generations with multi-generational planning
You can transfer the policy to your child and provide for future generations without the need for them to purchase a new one.
Preserving the value of the assets you acquired for your loved ones
Liability management is not just preserving assets, but ensuring that your family would not be saddled with outstanding mortgage, loans or liabilities. This not only ensures your family's continued lifestyle, but more importantly, preserves and protects your assets, allowing your legacy to be realised.
Meeting your legacy needs
- Guaranteed Interest Rate Lock options available
- Loyalty Bonus of up to 1.5% of the Account Value (Applicable for only Jade Ultra Legacy Universal Life Plans)
- Multiple currency options available
- No-Lapse Guarantee Benefit Option
- Option to convert to a Non-Lapse Guarantee Benefit
- Charitable Giving Benefit at no additional cost
- Accelerated Death Benefit at no additional cost
- Change of eligible Life Insured option
- Flexibility for multi-generational planning
Get in touch
To know more about Jade Legacy Universal Life Plan you can speak to any of our authorised distributors listed below:
What else should I know?
As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life Plan are underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N).
This webpage contains general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Please refer to the policy contract for the exact terms and conditions, specific details and exclusions of this product.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 31 May 2021.
Savings Protector II
Commitment is staying true to your goals for the future.