HSBC Life Jade Legacy Universal Life plans

• Guaranteed interest rate lock options
• Loyalty bonus of up to 1.5% of the account value (Applicable for only HSBC Life Jade Ultra Legacy Universal Life)
• Multiple currency options (subject to availability)
• No-Lapse Guarantee (NLG) benefit option (for USD currency)²
• Charitable giving benefit at no additional cost
• Accelerated death benefit at no additional cost
• Change of eligible life insured option
• Flexibility for multi-generational planning

¹ The crediting rate and the period we guarantee under the guaranteed interest rate lock option is only applicable to the account value acquired from your first premium. A general non-guaranteed crediting rate will apply after the selected guaranteed interest rate lock period expires and where the guaranteed crediting rate does not apply, subject to a guaranteed minimum crediting rate. Please refer to product summary for more details.

² At the time of publication, the NLG benefit option is available only to single premium policies denominated in USD, conditional upon meeting the NLG benefit minimum premium requirements. Please refer to product summary for more details.

HSBC Life Jade Legacy Universal Life and HSBC Life Jade Ultra Legacy Universal Life are underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No. 199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 February 2025.