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A girl enjoying piggyback ride on father; image used for HSBC Savings Protector Plan Insurance.

Savings Protector II

Commitment is staying true to your goals for the future.

Savings Protector II

HSBC Life Savings Protector II provides assurance to your loved ones that they can count on the commitment you make. Seal your commitments with HSBC Life Savings Protector II, which will not only protect your savings but provide flexibility to potentially earn higher returns.

Benefits of Savings Protector II

Your benefits at a glance:

  • Protecting your commitments
    Whether it is planning for a comfortable retirement or providing for your children's education, HSBC Life Savings Protector II can help you seal your commitment to achieving these goals. This plan is suitable for you if you wish to have higher protection coverage to safeguard your financial goals.
  • Guaranteed through thick and thin
    HSBC Life Savings Protector II guarantees your capital1 at the end of the policy term even during a market downturn. You can also potentially enjoy higher payouts through non-guaranteed reversionary2 and terminal3 bonuses on maturity.
  • The flexibility to meet your goals
    HSBC Life Savings Protector II can be tailored to better fit your needs. You can choose a premium payment term of 3 or 5 years to suit your financial situation.

Get in touch

Call us on 1800-4722-669 or find your nearest branch to apply in person.

For all policy servicing related enquiries, please call (65) 6880 4888.

What else should I know?

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

More information

Capital is guaranteed at maturity through the guaranteed maturity benefit upon policy expiry without any claims.

2 Reversionary bonuses are not guaranteed but once declared, it forms part of the guaranteed benefits of your policy.

3 Terminal bonuses are not guaranteed and may be payable at the end of policy year 5.


HSBC Life Savings Protector II is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

This webpage contains general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek from a financial adviser, you should consider whether the product in question is suitable for you. Please refer to the policy contract for the exact terms and conditions, specific details and exclusion of this product.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

Information is correct as at 1 February 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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