Safeguard your tomorrow
With HSBC Life – Life Treasure III, you can safeguard your current lifestyle amidst life’s uncertainties and pave the way for a more empowered future. The choices you make today shape your tomorrow, especially when it comes to protecting your loved ones. Start building a stronger foundation for a better tomorrow!
Key benefits
Additional features and benefits
- Family support benefitTo tide over expenses if you lose a loved one, receive a lump sum amount equivalent to 2 years of premium payments if your spouse or parent passes away[@family-support-benefit-wpb].
- Enhance your critical illness coverageChoose between our Early Critical Illness Benefit III rider which covers 170 medical conditions from early to advanced stage critical illnesses or our Critical Illness Benefit III rider which covers 56 advanced stage critical illnesses.
- Lock in your current health conditionWith the Guaranteed Insurability Option (GIO)[@life-treasure-gio-wpb], you have the option to boost your coverage as needed upon specific life events by purchasing a new insurance plan with no additional health questions asked.
- Payer premium waiver ridersIf you are purchasing this policy to insure a loved one, our optional riders[@life-treasure-riders-wpb] allow for premium waiver if you are unable to continue your payments.
How does HSBC Life – Life Treasure III work?
Jason, a 30-year-old non-smoker, is newly married and plans to start a family. He decides to purchase the HSBC Life – Life Treasure III plan with a basic sum assured of SGD50,000 and chooses to multiply his coverage by 6 times until he is 70. He adds-on the Early Critical Illness Benefit III rider with a sum assured of SGD25,000. This results in:
- A basic plan multiplier benefit of SGD300,000 till age 70
- An Early Critical Illness Benefit III rider multiplier benefit of SGD150,000 till age 70
He'll pay a monthly premium of SGD220[@illustrative-premium] for his chosen premium term of 20 years.
Open the accordions to see how we'll support him at every stage under his policy.
Are you eligible?
The entry age is:
- 1 month[@age-attained] to 65[@age-nearest] years, for the insured person
- 18[@age-attained] to 99[@age-nearest] years, for the policyholder
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