Top of main content

HSBC Life Wealth Focus

A regular premium investment-linked plan with a flexible commitment period, designed to help you grow your wealth and stay protected.

Be in control to craft what comes next

Life rarely follows a straight path. Careers change, families grow, dreams evolve. That's why you need a plan that adapts with you, giving you full control over your future.

With HSBC Life Wealth Focus, you're in charge of your financial future. Decide how to grow your wealth, how long to commit and when to enjoy the rewards – without being locked in for the long term.

 

Key benefits

Flexible premium commitment period

Choose from a 1- to 5-year Flexi Term[@flexi-term] that suits your financial needs, giving you full control to pause[@stop-premium-payment] or continue your premium payments during the Minimum Investment Period (MIP) and beyond.

Unlock built-in flexibility for every stage of life

Enjoy a free partial withdrawal benefit[@partial-withdrawal-benefit] during the MIP for eligible life events. After the MIP, you can make partial withdrawals[@minimum-amount-and-limits-of-partial-withdrawal], from your top-up account or set up regular withdrawals[@minimum-amount-of-regular-withdrawal] to support your lifestyle and financial goals — all at no extra cost.  

Jumpstart your future with exclusive bonuses

Boost your investment from day one with a start-up bonus[@start-up-bonus-rate-of-flext-term]. Stay invested to receive loyalty bonuses[@loyalty-bonus-of-flexi-term] over time, and enjoy an additional premium contribution bonus[@premium-contribution-bonus-of-flexi-term] when you choose 1-year Flexi Term.

Additional benefits

  • Shape your portfolio to suit your goals

    Gain access to close to 60 world-class funds. You can switch funds freely as market shifts and reinvest dividend payouts to enhance growth potential.

  • Optimise your wealth with additional income stream
    Receive regular dividend payouts from dividend-paying ILP sub-funds when you invest, helping you grow your wealth with supplementary income.
  • Lifetime protection for peace of mind
    Enjoy comprehensive coverage for death and terminal illness up to age 99, and accidental death up to age 75—all while your wealth continues to grow.

Earn mega start stackable rewards with HSBC Life Wealth Focus

Purchase any eligible HSBC Life Wealth Focus plan by 30 June 2026 to enjoy these exclusive offers!

  1. Enjoy up to 30% start-up bonus in the first policy year plus, Grab vouchers worth up to 3% of first premium paid! T&Cs apply (PDF).
  2. Meet up with an appointed HSBC Life Wealth Solutions Consultant and purchase eligible plans to receive exclusive HSBC Life True Wealth Guardians blind boxes and an immersive dining experience for two. T&Cs apply (PDF).

Are you eligible?

The entry age is:

  • 1 month[@age-attained] to 75[@age-nearest] years, for the insured person
  • 18[@age-nearest] to 99[@age-nearest] years, for the policyholder
 

Summary of options 

Apply now

Leave us your details

We'll call you back shortly to discuss the next steps.

Get in touch with us

You can also email us at cc.life@mail.life.hsbc.com.sg.

Alternatively, you can give us a call at your convenience.

Local hotline

+65 6880 4888

Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).

Other ways to apply 

Manage your policy on the go

You may also be interested in

A regular premium investment-linked plan that allows you to optimise the growth of your wealth over the medium to long-term.
An investment-linked plan that protects you and gives you the flexibility to diversify your portfolio through close to 60 world-class funds to boost your wealth.

Notes

    Important notes 

    HSBC Life Wealth Wealth Focus is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheets and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-funds. You may wish to seek advice from a Financial Advisers Representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Advisers Representative, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.lia.org.sg or www.sdic.org.sg

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    All information is correct as at 9 February 2026.

    Stay informed and join the conversation