HSBC Life Diamond Prestige IUL

HSBC Life Diamond Prestige IUL is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions and product summary for the exact terms and conditions, specific details and exclusion of this product. The actual benefits payable and coverage are not guaranteed and are dependent on the actual crediting rates (subject to the guaranteed minimum crediting rate) applied to your policy's General Account and actual cap rate (subject to the minimum index segment cap rate) applied to your policy’s Index Account, actual policy charges (subject to the maximum policy charges), amounts of any additional premiums paid, partial withdrawals made, loans taken, and other changes and transactions made under the policy. Crediting rate for Index Account is calculated based on the point-to-point performance of the underlying indices, excluding dividends, subject to the applicable index segment floor rate and index segment cap rate. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.lia.org.sg or www.sdic.org.sg

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 April 2025.