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Protection for life

A range of plans to protect you and your family, for life.

You don't just watch over them. You protect their ambitions.

Which is why our comprehensive suite of insurance solutions is designed to help you protect your loved ones and safeguard their future. 

What's more, you can enjoy up to 40% off1 on your annualised first year premium on selected HSBC Life insurance plans. 

Get in touch with us today and learn how you can protect your family, for life. 

Term Protect Advantage

A new normal is now upon us, and with it comes the uncertainty of what the future holds for you, and your family. To face this uncertainty, we must adapt.


Greater peace of mind shouldn't come at a price you'd lose sleep over. Give your loved ones the reassurance with ValueTerm, an affordable and flexible life insurance plan that provides comprehensive coverage against death and total and permanent disability.


At HSBC Life, we understand you want the assurance of lifetime protection, without the burden of paying premiums in your golden years. Which is why we have designed ValueLife to offer you the freedom to live life to the fullest. It's a smarter way to invest in what matters the most - your future.

Early critical care

If critical illness is detected, it is important that you are able to focus on recovery, without worrying about medical costs, income losses and other costs that may need to be catered for such as alternative medication, domestic help and physiotherapy costs. With our insurance plan, we'll help you deal with it better.


Owning your home gives you a sense of pride, and to your family, a sense of security. Therefore it is important that you safeguard your home and family against the unexpected, so that they will not be burdened with mortgage repayments or face the possibility of losing their home.

What else should I know?

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

More information

1Terms and conditions apply. Please speak to our authorised distributors for more information.


This webpage contains general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Please refer to the policy contract for the exact terms and conditions, specific details and exclusion of this product.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

Information is correct as at 18 April 2022.

This advertisement has not been reviewed by the Monetary Authority of Singapore.