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A grandfather and grandson are playing football; image used for HSBC Goal Protector Insurance.

Goal Protector

Tomorrow's goals, protected today

Goal Protector

Goal Protector Insurance Plan combines investment and protection into a simple and flexible investment-linked insurance plan to ensure that your retirement or education goal is protected.

  • HSBC Insurance World Selection Funds is a simple choice to invest in a globally diversified portfolio across asset classes, geographies and currencies, all within the convenience of one single portfolio

  • Have the opportunity to construct customised portfolios that can suit your own preferences, with fund management charge as low as 0.4% per annum


  • High Life Coverage

    No matter if your goal is retirement or education, we are here to protect it. With this plan you will get a unique life coverage that is higher of 10 times of your annual premium or your account value for the entire duration of your plan.

  • Limited Premium Payment

    This plan comes with a premium payment period of 10 years only.

  • Premium waiver

    To keep your goals protected, in case of an unfortunate event of a permanent disability during the premium payment period, we will waive off all subsequent premiums payable.

  • Flexible Plan

    To make the plan work towards your retirement or education needs, we offer unlimited free switching in to a wide range of funds. We also offer the plan in USD or SGD.

  • Connecting you to a world of opportunities

    A wide range of fund choices that can help you diversify your investments your way and achieve your goals.

Maximise your investment

Welcome Bonus - Free welcome bonus units of up to 20% in the first year.

Loyalty Bonus - You will be rewarded with a loyalty bonus of 1% of account value every 2 years at the end of 10 premium years.

Get in touch

Speak to our authorised distributor HSBC today to address your insurance needs.

Call 1800-HSBC NOW (4722 669)

For all policy servicing related enquiries please call HSBC Insurance customer care hotline at (65) 6225 6111.

What else should I know?

As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

More information


Goal Protector Insurance Plan is underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek from a financial adviser, you should consider whether the product in question is suitable for you. The investment-linked policy Sub-Fund may be subject to different degrees of economic, political, foreign exchange rate, interest rate, liquidity, default, regulatory and possible repatriation risks depending on the countries and assets that the Underlying Sub-Fund invests into or has exposure to. Past performance of the ILP sub-fund is not necessarily indicative of the future performance. Please refer to the policy contract for the exact terms and conditions, specific details and exclusion of this product.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or


This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 27 September 2021.

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