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HSBC Life Flexi Protector

An investment-linked plan that gives your family lifetime protection, and the flexibility to customise your plan to fit your family's needs and budget.

Stay flexible, stay fearless

HSBC Life Flexi Protector is a regular-premium investment-linked plan that focuses on protection with the potential for wealth accumulation. It gives your family lifetime protection, and the flexibility to customise your savings and investment plan. This way, you can safeguard them and give them the financial support they need for all their endeavours.

Key benefits

An affordable plan for young families

Get covered against death, total and permanent disability, and terminal illness from as low as SGD100 a month.

Tailor your plan to your needs and budget

Add on a wide range of supplementary benefits to boost your cover and peace of mind, or simply keep your policy as is.

Customise your investment strategy

Access funds from a wide selection of asset managers with a global presence.

Additional benefits

  • Redeem your investment at any time
    You have the option to redeem any potential investment returns as partial withdrawals[@flexi-withdrawal], whenever you like.
  • Transfer your coverage to a loved one
    You can exercise the life replacement option[@life-replace] at any time, to change the insured person of your policy to your spouse or child.
  • Increase your cover at key milestones
    You can increase your coverage at key life events[@flexi-increase] such as marriage and parenthood, without the need for medical assessment.
  • Your policy in your preferred currency
    You can choose to make your investments in SGD or USD under this policy, whichever currency best fits your goals and needs.

Are you eligible?

The entry age is:

  • 1 month[@age-attained] to 70[@age-nearest] years, for the insured person
  • 18[@age-attained] to 70[@age-nearest] years, for the policyholder

Apply now

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Get in touch with us

You can also email us at

Alternatively, you can give us a call at your convenience.

Local hotline

+65 6880 4888

Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).

Manage your policy on the go

Scan the QR code to download HSBC Life SG mobile app

Download the HSBC Life SG mobile app

See your policy details and manage your HSBC Life policies with just a few taps any time, wherever you are.

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    HSBC Life Flexi Protector is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M). This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: or

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 25 March 2024.

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