DIRECT - LifeProtector II

Your benefits at a glance:

Call us on (65) 62256111 or visit us at our Customer Service Centre located at 9 Battery Road, #12-01 MYP Centre, Singapore 049910.

Buying a life insurance policy is a long term commitment. An early termination of the policy usually incurs a high cost and the surrender value payable may be less than the total premiums paid.

The policyowner has to be life insured and not a third party (e.g. parent or spouse).

¹The Total and Permanent Disability Benefit payable on all policies issued by HSBC Insurance (Singapore) Pte. Limited and other insurance companies for a Life Insured is capped at an aggregate of S$3,000,000 per life.

²The maximum sum insured that HSBC Insurance (Singapore) Pte. Limited can issue in respect of the same Life Insured for Direct Purchase Insurance products (DIRECT - ValueTerm and DIRECT - LifeProtector II) is capped at S$400,000, with a sub-limit of S$200,000 cap for DIRECT - LifeProtector II.

³The reversionary and terminal bonuses are not guaranteed. With regard to the reversionary bonus, once declared it forms part of the guaranteed benefits of your policy.

⁴The DIRECT - Critical Illness Benefit II payable on all policies issued by HSBC Insurance (Singapore) Pte. Limited and other insurance companies for a Life Insured is capped at an aggregate of S$2,000,000 per life.

DIRECT - LifeProtector II is underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. It does not constitute an offer to buy or sell an insurance product or service. Copies of the product summary in relation to the product offered is available and can be obtained from our customer service centre. A person interested in this product should read the product summary for details before deciding whether to buy this product as this product is sold online without any advice. Please also refer to the exact terms and conditions, specific details and exclusions applicable in the policy document.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 

nformation is correct as at 28 June 2021.
This advertisement has not been reviewed by the Monetary Authority of Singapore.