Top of main content

HSBC Life Goal Focus

An investment-linked plan offering flexibility, bonuses to boost your investment, a wide selection of world-class funds and built-in protection.

Put your wealth in the spotlight

Keep all your ambitions in the spotlight with HSBC Life Goal Focus. Designed to grow your wealth for the milestones in focus – and those planned for the upcoming years ahead. With the flexibility to adapt as your priorities change, it allows you to stay invested while seizing opportunities along the way. 

Key benefits

Build your wealth flexibly with 5-year Flexi Term[@flexi-term]

Keep your financial goals in focus with our regular premium investment-linked plan (ILP) that offers the flexibility after 5 years to continue paying premiums based on your needs.

Bonuses to boost your investment

Jumpstart your investment from day one with an attractive welcome bonus[@goal-focus-welcome-bonus] and be rewarded for staying invested beyond the Minimum Investment Period (MIP)[@goal-focus-mip] with a monthly loyalty bonus[@loyalty-bonus-of-flexi-term].

Free partial withdrawal benefit[@partial-withdrawal-benefit] to support life’s major milestones

Benefit from the flexibility to make free partial withdrawals to fund specific life events during the MIP (from policy year 6 to 10). Partial withdrawals[@partial-regular-withdrawal-benefit] after the MIP are available at no additional cost.

Additional features and benefits

  • Options for a steady income stream
    Create an income stream by activating dividend payouts from dividend-paying ILP sub-funds or with the option for regular withdrawals[@partial-regular-withdrawal-benefit] after the MIP.
  • Tailor your portfolio to your preference
    With access to close to 80 world-class funds, you can diversify your portfolio, switch funds with no switching fees as market conditions shift, and position your investments to capture growth opportunities.
  • Protection for the road ahead
    Enjoy complimentary[@no-insurance-charge] lifetime coverage for death and terminal illness (up to age 99), as well as enhanced coverage for accidental death (up to age 75).
  • Change of life insured[@goal-focus-replace]
    Maintain seamless coverage with the flexibility to appoint a new insured person without the need to restart or surrender your policy. This can be done up to two times throughout the policy term.

Enjoy 37% welcome bonus with HSBC Life Goal Focus

From now to 30 September 2026, sign up for HSBC Life Goal Focus and enjoy 37% welcome bonus (standard is 35%) on premiums paid in the first policy year! T&Cs apply (PDF).

Are you eligible?

The entry age[@age-next] is:

  • 1 to 75 years old, for the insured person
  • 17 years old and above, for the policyowner
 

Summary of options 

Apply now

Leave us your details

We'll call you back shortly to discuss the next steps.

Get in touch with us

You can also email us at cc.life@mail.life.hsbc.com.sg.

Alternatively, you can give us a call at your convenience.

Local hotline

+65 6880 4888

Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).

Other ways to apply 

Manage your policy on the go

Notes

    Important notes 

    HSBC Life Goal Focus is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No. 199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheets and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-funds. You may wish to seek advice from a Financial Advisers Representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Advisers Representative, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessary indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 8 June 2026.

    Stay informed and join the conversation